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State disaster insurance

“California should create a state-run program that guarantees wildfire and flood insurance coverage.”

Where candidates stand on this statement, based only on what they or a cited source have said.

Supporters of a public program say it would guarantee coverage; skeptics worry about cost and risk to the state.

state issue

Strongly disagreesDisagreesMixedAgreesStrongly agrees

Insurance Commissioner

Jane KimDemocraticStrongly agrees

Wants "natural disaster insurance for all," a state-run authority guaranteeing wildfire and flood coverage.

“Kim wants to establish “natural disaster insurance for all,” a state-run authority funded by premiums paid to insurance companies that would guarantee coverage for wildfires and floods.”
Ben AllenDemocraticDisagrees

Called Kim's plans, led by public disaster insurance, "totally unprecedented and unmoored"; wants to reduce wildfire risk so private insurers keep covering homes.

“Allen referred to Kim's plans as "totally unprecedented and unmoored."”
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